Appliance Outlet

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items item(s) - $0.00

Payment Information for customers, please read to be sure of the best options for you.


Payment Options available online and in store:



Visa / Mastercard (2.5% surcharge)


Paypal (4% surcharge)


PartPay - Take it now on layby


Standard Layby - 6 weeks / 20% Deposit


Direct Deposit / Internet banking



Credit Card Transaction information

Secure Payment Policy



All Credit Card transactions are processed immediately via payment express. The payment page is secured with 128 bit encryption. The card details you enter are safe because it is not stored or cached by us -but is entered into a secure database at our payment gateway.


Payment for Internet banking/Direct deposit orders must be made within 5 working days. If payment is not made within this time the order will be cancelled and will need to be placed again.


We also perform random security checks on orders. This is to protect ourselves and our customers.



Security Verifications For Online Orders



All orders are subject to our verification procedures. If we are unable to verify your details, we will notify you and will need further information to process the order.


We may request documents to verify your identity, if you feel uncomfortable supplying the documents requested, we advise that you choose direct deposit as your method of payment.



These procedures are performed to counter a rapidly increasing number of fraudulent orders. This is done to protect your security as well as our own.


These procedures were recommended to use by the Bank to ensure that your card is not being used without your knowledge or permission.



In Store Payment Options



Cash


EFTPOS


Visa / Mastercard (2.5% surcharge)


Q Card


Farmers Card


Finance with  Finance Now


Paypal (4% surcharge)



Please do not be offended if we ask for photo ID with cards that required a signature. This is a procedure we have introduced to protect ourselves and our customers from fraud.


Credit card payments will attract a 2.5% surcharge


All cards must be present for transactions, under no circumstances will we process a transaction without the card present.


We do not accept cheques.



Layby Payments



All layby items are interest free and there is no penalty for early repayment.



A 20% deposit is required and retained if final payment is not met within the time specified/at all.


Final payment must be made within 6 weeks of the order date.


Layby value must be $100 or over.



Instructions to purchase online using Layby:



Purchase your item and select 'Direct Deposit' as your method of payment. Please contact us - we will work out your deposit for you should you not have done so already. Your deposit of 20% of the total purchase price will secure your item for you. This payment must be made and received within two days of purchase, if these are not received the order will be cancelled. Payments for online layby items must be completed within 8 weeks from the date of purchase. You will only be invoiced once final payment has been received and the item will automatically be sent out to you via our overnight courier service.



Please use your invoice number for each payment so that we are able to track it and place the payments against your outstanding amount - we will accept payments via credit card and online banking.



We will email you at 4 weeks and at 6 weeks with the outstanding amounts on your account to serve as a reminder so that you do not lose out on your item or forget to pay.



Penalty Fees:



No penalty for early completion of your term.



If you fail to make payments and/ or do not finalise your layby by the end of the lay by term (8 weeks) we have the right to keep your deposit (20% of the full price of the item/s), for administration, cancellation fees and to cover loss of the value of the goods. You will lose the right to your item/s and they will be resold.



If you have made payments on top of your deposit these will be refunded to you.



All items remain the property of Appliance Outlet Limted until full payment has been received.



Layby Payments



Layby plans are available in store and online


A 20% deposit is required and retained if final payment is not met within the time specified/at all.


Final payment must be made within 6 weeks of the order date


Layby value must be $100 or over



Penalty Fees:



If you fail to make payments and/ or do not finalise your layby by the end of the lay by term (6 weeks) we have the right to keep your deposit (20% of the full price of the item/s), for administration, cancellation fees and to cover loss of the value of the goods. You will lose the right to your item/s and they will be resold.


If you have made payments on top of your deposit these will be refunded to you.


Please note  that should the item price be reduced during your layby term, you will still need to pay the original price - no retroactive discounts will be awarded to the final price.


Finance Now


The advantages of using Finance Now:                                                                


 We offer competitive rates for personal loans, with rates starting from 13.95%.


The rate you will be charged is based on several criteria. These include the type of security provided; value of the security in relation to the loan amount; the amount of money you wish to borrow; your previous credit history with other financial institutions; and your total credit profile.


Make an online application now.


How can I make payments to Finance Now?


You can make payments to Finance Now via:


Online


At any branch of Westpac Bank


Direct Debit - if we have your bank account loaded


Cheque


Please Note


While it is possible to apply for finance online it is not possible to purchase via our online store however, we can process applications and orders that have been authorised by  Finance Now for customers who are unable to come into our store or live outside of Auckland - orders will be processed and sent out via courier.